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Particulars of Information Required to Draft a Deed of Mortgage


The particulars of information required to draft a Mortgage are:

a)       Commencement date
b)       Interest rate and mortgage sum (amount of the loan and interest thereof)
c)       Legal and contractual due date (date of repayment)
d)       Quantum of interest to be transferred (depending on the type of mortgage)
e)       Duration of the mortgage
f)       Provision for redemption
g)       Covenants desired and information required
h)       Governor’s consent
i)         Particular of parties (name, address and occupation, in case of an individual and name, registration number, registered office, in the case of a company)
j)        Name of the owner of the security (if different from the mortgagor)
k)       Particulars of property (location and type)
l)    Witnesses. 

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